All things considered, do you think your personal financial situation will be better or worse six months from today?

👍 Better (38%) – "If the Fed cuts interests considerably beginning in September this will boost investments and jobs, driving economic growth."

• "We are both recently retired and have no debt. Yes, our basic needs - utilities, food & prescriptions - will see an increase in cost but we’ve planned for this. We still manage to put some money in savings. We’re not in the same situation as growing families but we were their position at one time, when we lived paycheck to paycheck. Fortunately, we learned to manage our money then which has helped us in retirement."

"With higher process on just about everything, I have started working on tracking expenses more and cutting them which will have a positive impact on my financials in the next 6 months."

• "I just got a job, and if interest rates continue downward, I can refinance my home at a lower rate."

👎 Worse (31%) – "Student loan payments will go up and both auto and home insurance rates will increase along with property taxes, while my income remains the same. So I expect to be doing much worse."

• "Worse, unfortunately. I'm just hoping we don't go back to 2008. We're spending far too much money and we are not fiscally solvent. Eventually, that catches up with you. I'm extremely anxious about the future. The stock market is going to tank this week."

"My wages aren't going up, prices for real things that I buy are still going up, housing is at astronomical levels so I can't move to get a better job, the government is causing my cost of energy to go up and trying to restrict lower cost alternatives -- even trying to affect my food supply in the name of climate change. It is hard to see that I'm in a better place; that seems like gaslighting talk to me. My checkbook tells a different story."

🤷 Unsure/other (31%) – "I think there’s too much volatility in the world to make any definitive conclusion,. As president Truman once said when asked what his economic advisors recommended, he stated that” if you put them in a straight line each one points in a different direction.”

• "I'm on a fixed income, so I can't make an educated guess on what will happen. If social security gives a decent bump in 2025, I should be ok. If only small, I'll be worse off."

"It’s hard to say. Between my spouse and I, we work 4 jobs and we make the most money we’ve ever made together. Yet, we feel like we are always chasing ourselves and bills, and everyday life expenses. I do feel like something will change with the upcoming election and I hope it’s a positive change, because we and this country need it!"