A+/A/A- (11%) – "I have what I want and with a good rate so I'm fine. I know a lot of people aren't though.
B+/B/B- (12%) – "We purchased a home in fall 2023 after renting for 15 years. Our interest rate is higher than we’d like, and we had to rent for a few months and be patient while we looked. But we are thrilled with our new home and grateful to have purchased when we did."
C+/C/C- (23%) – "The housing market is still pretty ridiculous where we live. There are multiple above asking offers before houses even hit the market and you have to waive inspection to even be competitive. My husband and I moved into our house with a great interest rate as a newly married couple and how have two kids so we are feeling like it's time to move but the market doesn't put us in a good spot for that. Although we could easily get 2x+ what we paid for our house, we would also be paying 1.5-2x+ for a larger/nicer house on top of a crazy interest rate for a mortgage. Unless people are downsizing, moving in with family/renting until the market changes, or just have piles of money, this doesn't make sense for a lot of people."
D+/D/D- (26%) – "The market is a mess. If you're looking to purchase a large, expensive home, you're probably in luck. But for people starting out buying their first home, it's near impossible. The high rates, historic prices, and low inventory have made it incredibly difficult for young people starting out."
"I just bought and it was so competitive. I overpaid for a house that needs so much work but felt that was a better decision than throwing money away renting."
F+/F/F- (28%) – "Prices are high, quality isn’t and inventory is low so people are buying whatever is offered. Sooner or later reality will set in and those that bought high will be disappointed with what they bought for so much. They won’t be able to upgrade as they will have lost equity."
"Interest rates are too high. Cost of building is still inflating. Government regulation is raising building costs to the point of unaffordability, and there is a massive building labor shortage, due to government policies financially encouraging people to refrain from the labor market."
❓ Our question to you: In your opinion, should Donald Trump be convicted on some or all charges in his New York hush-money trial?
❓ Our question to you: Which of the following economic indicators do you consider as the most important when evaluating the US economy? (Choose all that apply)
❓ Our question to you: In your experience, how has America’s generational divide in opinions changed over the past decade, if at all?
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